History Of Life Insurance Leads
During the 13th century Babylon, wealthy people agreed to pay for any loss of ships that might sink in exchange for an agreed upon amount from ship owners. You might say these were the original life insurance leads. Sinking of ships, piracy, and natural disasters were common occurrences during the early years of merchants, ship owners, and livelihoods of traders depended on their modes of transport; when knowledge of safe-keeping and ship harbouring was nil.
A form of life insurance leads in the early Roman days had organisations called “burial clubs”. They insured that the person being insured would have money for burial. These clubs were convenient and usually had memberships of slaves, the military and the average citizen. To become a member, wine was part of their initiation dues. They formed these “Fratres” (which is most likely taken from the Latin word for “Fraternity”. They met every month and also during times of feasts and festivals. They also paid their fees toward membership, and new members, in addition to paying an entrance fee, would contribute wine, which was considered sacred, to the group. During meetings and after their sacrifices, everyone ate.
The very first organizers of insurance were ship owners, traders and merchants. The insurance concept came to the New World and started in Charleston, South Carolina in 1732. Although this was originally for fire insurance, the first life insurance company surfaced somewhere around 1735, mainly for the benefit of Presbyterian ministers. Benjamin Franklin, among his numerous inventions, was a major role-player in developing fire insurance, established in 1752.
Surely, this is one of those financial instruments that should be based on love and care for the benefit of those you love. There may be as well the personal advantages of insurance, but the major drive is to make sure the ones you care about are well protected financially, so that they can go on and live without feeling the burden of finances that come about as a result of funeral and the resulting expenses of burial and to ease financial strain.
This ensures that while you know you have sufficient coverage, you can feel more at ease using your current assets to enjoy retirement. You can “pay down” the principal, as long as you have a lifetime permanent insurance as your backup. Although there are many different varieties, they all have similarities, such as paying premiums. To people named in your policy, the administers funds to them, which are called your “beneficiaries”, and should you die, the proceeds would go to them, and they would receive the amount tax-free. There are various ways to find those. Two other forms are called “whole life” and “universal life.” The money from these policies can be accessed to pay for education, retirement, and many other financial reasons. Life insurance can also be the beginning of solid foundation for financial planning.
One Nation Under Gods: A History of the Mormon Church
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Founded in 1830, the Church of Jesus Christ of Latter-day Saints was initially perceived as a movement of polygamous, radical zealots; now in parts of the U.S. it has become synonymous with the establishment. In reevaluating its preoccupation with issues of church and state, Abanes uncovers the political agenda at Mormonism’s core: the transformation of the world into a theocratic kingdom under Mormon authority. This illustrated edition has been revised and offers… More >>
British History
The island was first inhabited by people who crossed over the land bridge from the European mainland. Traces of early humans have been found (at Boxgrove Quarry, Sussex) from some 500,000 years ago and modern humans from about 30,000 years ago. Until about 10,000 years ago, Great Britain was joined to Ireland, and as recently as 8,000 years ago it was joined to the continent by a strip of low marsh to what is now Denmark and the Netherlands. In Cheddar Gorge near Bristol, the remains of animal species native to mainland Europe such as antelopes, brown bears, and wild horses have been found alongside a human skeleton, ‘Cheddar Man’, dated to about 7150 B.C. Thus, animals and humans must have moved between mainland Europe and Great Britain via a crossing. Great Britain became an island at the end of the Pleistocene ice age when sea levels rose due to isostatic depression of the crust and the melting of glaciers.
Its Iron Age inhabitants are known as the Britons, a group speaking a Celtic language. The Romans conquered most of the island (up to Hadrian’s Wall, in northern England) and this became the Ancient Roman province of Britannia. For 500 years after the Roman Empire fell, the Britons of the south and east of the island were assimilated or displaced by invading Germanic tribes (Angles, Saxons, and Jutes, often referred to collectively as Anglo-Saxons). At about the same time Gaelic tribes from Ireland invaded the north-west, absorbing both the Picts and Britons of northern Britain, eventually forming the Kingdom of Scotland in the 9th century. The south-east of Scotland was colonised by the Angles and formed, until 1018, a part of the Kingdom of Northumbria. Ultimately, the population of south-east Britain came to be referred to, after the Angles, as the English people.
Germanic speakers referred to Britons as Welsh. This term eventually came to be applied exclusively to the inhabitants of what is now Wales, but it also survives in names such as Wallace, and in the second syllable of Cornwall. Cymry, a name the Britons used to describe themselves, is similarly restricted in modern Welsh to people from Wales, but also survives in English in the place name of Cumbria. The Britons living in the areas now known as Wales and Cornwall were not assimilated by the Germanic tribes, a fact reflected in the survival of Celtic languages in these areas into modern times. At the time of the Germanic invasion of Southern Britain, many Britons emigrated to the area now known as Brittany, where Breton, a Celtic language closely related to Welsh and Cornish and descended from the language of the emigrants, is still spoken. In the 9th century, a series of Danish assaults on northern English kingdoms led to them coming under Danish control (an area known as the Danelaw). In the 10th century, however, all the English kingdoms were unified under one ruler as the kingdom of England. In 1066, England was conquered by the Normans, who introduced a French ruling élite that was eventually assimilated. Wales came under Anglo-Norman control in 1282, and was officially annexed to England in the 16th century.
On 20 October 1604 King James (who had succeeded separately to the two thrones of England and Scotland) proclaimed himself as “King of Great Brittaine, France and Ireland”, a title that continued to be used by many of his successors. However, England and Scotland each remained legally in existence as separate countries with their own parliaments until 1707, when an Act of Union joined both parliaments. That act used two different terms to describe the new all-island state, a “United Kingdom” and the “Kingdom of Great Britain”. However, the former term is regarded by many as having been a description of the union rather than its formal name at that stage. Most reference books therefore, describe the all-island kingdom that existed between 1707 and 1800 as the “Kingdom of Great Britain
Pearly Gates of Cyberspace: A History of Space from Dante to the Internet
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Is the Internet the closest thing to heaven on earth? In our day and age cyberspace may seem an unlikely gateway for the soul. But as science commentator Margaret Wertheim argues in this bold new book, cyberspace has more and more become a repository for immense spiritual yearning. Wertheim explores the underpinnings of this mapping of spiritual desire onto digitized space and suggests that the modem today has become a metaphysical escape-hatch from a material… More >>
Pearly Gates of Cyberspace: A History of Space from Dante to the Internet
Black History Collection: Soul of the Church
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Studio: Infinity Resources Inc Release Date: 01/19/2010… More >>
What is the worst religious event in American History?
A question from a reader: I can think of a bunch for Europe, the crusades, the 30 years war, the witchcraft trials which killed thousands, the religious wars after the Protestant reformation.
For America the worst thing I can think of is the witchcraft scare at Salem, and the deaths of all of 20 people.
I’ve always thought that this was a major reason why America is so much more religious then Europe.
Making History at Grace Fellowship
New video:
Mike talks to you about making history at Grace Fellowship on Sunday, November 2nd.
Is a marriage ANNULMENT possible if I knew nothing of her previous criminal history?
A question from a reader: It’s been 4 years…
If it’s possible:
What kinds/level of offenses would qualify?
Does it depend on the state?
History of Christianity PDF Curriculum
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This is a survey course designed to further stimulate your curiosity by providing glimpses of some of the pivotal events in the spread Christianity and sketches of great Christian figures who have significantly affected Christian history thereby shaping the history of the world. Kit includes six half-hour programs, leader’s guide, program scripts, and reproducible student workbook. PART I: The Early Church — From the executions of Peter and Paul in Rome to the death… More >>